Health Savings Accounts
Health savings accounts expand coverage options 
 
Looking for a way to retain full health care coverage, choose your own doctor, cut your federal income tax and keep part of that annual insurance premium for yourself in a tax-advantaged IRA-like account? Now you can, with a Health Savings Account.  
 
Minimum Opening Deposit              $150.00 
 
Account Fees 
 
Set up Fee to open HSA Account             $25.00 
Corrected IRS Filing Fee               $10.00 
Annual Fee                       $25.00 
Closing Fee                       $25.00 
Over Contribution Fee                     $10.00 
 
Monthly Maintenance Fees    
 
No monthly maintenance fee for individuals that have less than 10 checks / debits posted to their monthly statement. 
 
When the above limits are exceeded the chargeable debit for the excess items are $.25 per  
check / debit over 10. 
 
 
Competitive interest rates and terms.  Rates are guaranteed for the term of the certificate.  Call any of our locations to obtain the current rates. 
 
 

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Sumner | Fairbank | Fredericksburg | Decorah
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