Business Checking
NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE 
COVERAGE FOR TRANSACTION ACCOUNTS 
 
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. 
 
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. 
 
For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov. 
 
Does it feel like you’re in church and the collection plate is sitting in your lap just waiting for a donation?   
 
If it seems like your bank is “nickel and diming” you on the all their hidden service charges, you’re not alone.  At Northeast Security Bank we offer a straight forward approach to checking accounts.   
 
Business Checking 
  • Minimum Opening Deposit                 $250.00 
    Account Fees 
     
              Monthly maintenance fee               $10.00 
            
    The "excess debit fee" is based upon a per check / debit paid of $0.08 and a per deposit item (not drawn on us) of $0.07. 
     
    Earnings credit is given on the average collected balance per $100.00 at a rate equal to our variable rate savings account.  Call any of our locations to obtain the current rate. 
     

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    Sumner | Fairbank | Fredericksburg | Decorah
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