Personal Checking
ATTENTION! 
***Northeast Security Bank is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. 
 
Does it feel like you’re in church and the collection plate is sitting in your lap just waiting for a donation?   
 
If it seems like your bank is “nickel and diming” you on the all their hidden service charges, you’re not alone.  At Northeast Security Bank we offer a straight forward approach to checking accounts.   
 
It's Your Choice Checking 
 
Minimum Opening Deposit   $150.00 
Account Fees 
 
Monthly Maintenance Fee         $3.00 
 
• No minimum balance 
• Unlimited check writing 
• FREE online banking 
 
Options – You choose any 3 
• Safety Check              No annual fee 
• Debit Card                     No monthly issuance fee 
• ATM Card                     No monthly issuance fee 
• Personalized Club Checks      No fee 
• Auto Transfer               No per transfer fee 
• Safe Deposit Box              No annual fee 
• Images of your checks             No monthly fee 
    Bill Pay                                        No monthly fee 
 
E-Tastic Checking 
 
Minimum Opening Deposit                $150.00 
Account Fee 
 
Monthly Maintenance Fee               $4.00 
 
• No minimum balance 
• Unlimited Debit Transactions 
• FREE online banking 
    E-Statement 
    Bill Payment ( Free- unlimited Bill Payments ) 
    Debit Card ( No Monthly Maintenance Fee ) 
 
 
MVP Account 
 
Minimum Opening Deposit   $150.00 
Account Fees 
     
Monthly maintenance fee is based on the amount of accidental death and dismemberment insurance coverage 
 
• $20,000 single coverage          $10.00 
• $30,000 family coverage              $11.00 
• $40,000 family coverage              $12.00 
• $50,000 family coverage              $13.00 
 
Benefits  
    Bill Pay 
• Unlimited check writing 
• Free MVP Club checks 
• No monthly maintenance fee ATM / Debit card 
• Free traveler’s checks 
• Free notary service 
• Free money orders 
• $100,000 common carrier accidental death and dismemberment coverage 
• First aid emergency guide 
• Home inventory protection 
• Key ring registration 
• Quest Program 
• Identity Theft 911 
• Worldwide travel discounts 
 
 
Check Free 
 
Minimum Opening Deposit   $150.00 
Account Fees            FREE 
 
      No minimum balance 
     No monthly maintenance fee 
     Unlimited check writing 
     Bank safekeeping of your cancelled checks 
 
 
NSB Personal Checking 
 
Minimum Opening Deposit   $150.00 
Account Fees 
 
Monthly Maintenance Fee* 
 
• Monthly Minimum Balance 
• $0.00     -  $99.99               $9.00 
• $100.00   -  $199.99                 $7.00 
• $200.00   -  $399.99                    $6.00 
• $400.00   - $499.99                    $5.00 
• $500.00   & Over              $0.00 
 
Chargeable debit of $0.25 per check / debit over 25. 
 
*Pay no monthly maintenance fee on a Single System Banking accounts (checking and savings combined under one account number) having a combined balance of $1,500.00 or more.   
 
 
Seniors Checking 
 
Minimum Opening Deposit   $150.00 
Account Fees            FREE 
 
Waived if 62 years of age or older 

Personal Banking
Checking
Savings, CDs, IRAs
Health Savings Account
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FDIC
Privacy Policy | 563.578.3252
Sumner | Fairbank | Fredericksburg | Decorah
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