NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE 

COVERAGE FOR TRANSACTION ACCOUNTS 

 

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. 

 

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. 

 

For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov. 

 

 

 

Does it feel like you’re in church and the collection plate is sitting in your lap just waiting for a donation?   

 

If it seems like your bank is “nickel and diming” you on the all their hidden service charges, you’re not alone.  At Northeast Security Bank we offer a straight forward approach to checking accounts.   

 

It's Your Choice Checking 

 

Minimum Opening Deposit   $150.00 

Account Fees 

 

Monthly Maintenance Fee         $3.00 

 

• No minimum balance 

• Unlimited check writing 

• FREE online banking 

 

Options – You choose any 3 

• Safety Check              No annual fee 

• Debit Card                     No monthly issuance fee 

• ATM Card                     No monthly issuance fee 

• Personalized Club Checks      No fee 

• Auto Transfer               No per transfer fee 

• Safe Deposit Box              No annual fee 

• Images of your checks             No monthly fee 

    Bill Pay                                        No monthly fee 

 

E-Tastic Checking 

 

Minimum Opening Deposit                $150.00 

Account Fee 

 

Monthly Maintenance Fee               $4.00 

 

• No minimum balance 

• Unlimited Debit Transactions 

• FREE online banking 

    E-Statement 

    Bill Payment ( Free- unlimited Bill Payments ) 

    Debit Card ( No Monthly Maintenance Fee ) 

 

 

Check Free 

 

Minimum Opening Deposit   $150.00 

Account Fees            FREE 

 

      No minimum balance 

     No monthly maintenance fee 

     Unlimited check writing 

     Bank safekeeping of your cancelled checks 

 

 

Seniors Checking 

 

Minimum Opening Deposit   $150.00 

Account Fees            FREE 

 

Waived if 62 years of age or older